
Breaking the Cycle of Financial
Stress, One Peso at a Time.
Many people know how hard they work, but have no clear picture of where their money goes. When the month ends, it can feel like your salary disappears before you have had the chance to make a plan.
This webinar invites you to investigate your financial habits, identify recurring patterns, and build practical steps toward greater financial control.
24 October 2026
Saturday • 1:00PM – 2:30PM • Online via Google Meet
A practical webinar for understanding where your money goes and beginning a healthier relationship with your finances.
Register NowFrom financial blind spots to better money habits—a practical guide to understanding, managing, and planning your finances.
Identifying where your money actually goes
Recognizing financial blind spots
Understanding needs, wants, obligations, and priorities
Building a simple, sustainable financial tracking habit
Using financial awareness to make informed daily decisions
Speakers
Discover valuable, realistic financial guidance and digital-product perspectives from speakers committed to helping Filipinos understand their money and make informed decisions.

Business Project Manager, BDO UnibankFinance Professor, Polytechnic University of the Philippines
Bio
Gem is a Business Project Manager of BDO Unibank and a Finance Professor of the Polytechnic University of the Philippines. He attends the Executive MBA at Ateneo de Manila University. His work experience ranges from Operations-Accounting, Business Analysis, Project Management, Innovation, Transformation, and Risk Management.

Founder, XieTechSoftware Engineer, G-Xchange, Inc.
Bio
Emmanuel Christian Tapar is a Software Engineer, with experience building software solutions for the fintech and financial services industry. As the Founder of XieTech, he is passionate about using technology to create solutions and tools that are more accessible, practical, and meaningful for everyday Filipinos.
Feature Highlight


Bulsa is XieTech's first product, a Personal Financial Wellness Companion for Filipino realities, aligned with our 2027 launch. It helps you understand, organize, and improve your financial life with tools and guidance that adapt to you.
Envelope budgeting is one practical capability inside Bulsa. Planned connections with major banks and e-wallets can help activity align with the budgets you set, with less manual work over time.
Bulsa is modular by design, so you can choose the tracking, insights, connections, and guided support that fit your needs while staying in control of what you enable.
Capabilities reflect our current roadmap direction and may evolve as partnerships, pilots, and user stories are validated.
From Financial Blind Spots to Better Money Habits: A Practical Guide to Understanding, Managing, and Planning Your Finances.
Register Now